Applications / Mortgage Analytics / Lenders / Pennsylvania / First Resource Bank
Exton, PA · State non-member bank · FDIC · $817 million assets · 82 loans in 2025
First Resource Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
82
loans originated, 2025
86
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First Resource Bank, of Exton, Pennsylvania, made 64.0% of its loans in 2025 to low- and moderate-income (LMI) borrowers, the highest share among similar lenders.
In 2020 LMI borrowers took 21.6% of its loans; by 2024 they took 57.9%. Similar lenders (state non-member banks making between half and twice as many loans) made 27.6% of theirs to such borrowers. It also lent more in LMI neighborhoods, with 47.6% of its loans, against 18.5% at peers.
Its typical loan was $390,000, against $172,500 at similar lenders, higher than at more than nine in ten of them. Which programs and neighborhoods account for both its large loans and its LMI lending is a question the tract detail could answer.
It made 82 loans, down 8%, while similar lenders grew 9%. Its count peaked at 160 in 2022 and has fallen every year since. The value of its lending rose, though, to $54.4 million from $38.9 million, so it made fewer but larger loans.
It has lent in Philadelphia-Camden-Wilmington since 2006 and ranked 143 of 784 lenders there in 2025; CrossCountry Mortgage led. In Lancaster it ranked 111 of 365.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First Resource Bank took 86 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 50.0% · Refinance 45.1% · Home improvement 3.7% · Other 1.2%
Conventional 100.0% · of 82 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 76 | 92.7% |
| Delaware | 4 | 4.9% |
| New Jersey | 2 | 2.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Montgomery County-Bucks County-Chester County | 57 |
| Philadelphia | 13 |
| Wilmington | 4 |
| Lancaster | 3 |
| Reading | 2 |
| Allentown-Bethlehem-Easton | 1 |
| Atlantic City-Hammonton | 1 |
| Camden | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300YV3F7WA813QL95 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3349241 | 2006–2023 |
| Respondent ID (the HMDA filer code before 2018) | 357967 | 2006–2017 |
Established 2 May 2005. Reported under HMDA 2006-2025.
Mergers, name changes, data editions and corrections: First Resource Bank's data.
First Resource Bank's data
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First Resource Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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