Applications / Mortgage Analytics / Lenders / Georgia / First National Community Bank / Competition
First National Community Bank
Chatsworth, GA · National bank · OCC · $703 million assets · 60 loans in 2025
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60
loans originated, 2025
81
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who First National Community Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — DALTON, GA, 2025
First National Community Bank ranks 25th of 234 lenders in Dalton, GA, with $5.7M lent: 1.1% of a $507.0M market.
Dalton, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ROME, GA, 2025
First National Community Bank ranks 32nd of 233 lenders in Rome, GA, with $3.7M lent: 0.9% of a $424.3M market.
Rome, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — GAINESVILLE, GA, 2025
First National Community Bank ranks 120th of 336 lenders in Gainesville, GA, with $2.4M lent: 0.1% of a $1.67B market.
Gainesville, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO GEORGIA, 2025
First National Community Bank ranks 342nd of 683 lenders in non-metro Georgia, with $2.1M lent: 0.0% of a $8.64B market.
non-metro Georgia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO ALABAMA, 2025
First National Community Bank ranks 256th of 523 lenders in non-metro Alabama, with $1.7M lent: 0.0% of a $3.92B market.
non-metro Alabama is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — COLUMBUS, AL-GA, 2025
First National Community Bank ranks 254th of 318 lenders in Columbus, AL-GA, with $195K lent: 0.0% of a $1.54B market.
Columbus, AL-GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO FLORIDA, 2025
First National Community Bank ranks 485th of 564 lenders in non-metro Florida, with $295K lent: 0.0% of a $3.36B market.
non-metro Florida is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CHATTANOOGA, GA-TN, 2025
First National Community Bank ranks 362nd of 525 lenders in Chattanooga, GA-TN, with $480K lent: 0.0% of a $4.21B market.
Chattanooga, GA-TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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