Applications / Mortgage Analytics / Lenders / Kentucky / First National Bank of Kentucky / Competition
First National Bank of Kentucky
Carrollton, KY · National bank · OCC · $242 million assets · 86 loans in 2025
First National Bank of Kentucky's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
86
loans originated, 2025
101
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Who First National Bank of Kentucky competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CINCINNATI, IN-KY-OH, 2025
First National Bank of Kentucky ranks 186th of 621 lenders in Cincinnati, IN-KY-OH, with $9.6M lent: 0.1% of a $15.96B market.
Cincinnati, IN-KY-OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Kentucky in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LOUISVILLE/JEFFERSON COUNTY, IN-KY, 2025
First National Bank of Kentucky ranks 175th of 510 lenders in Louisville/Jefferson County, IN-KY, with $4.8M lent: 0.0% of a $9.69B market.
Louisville/Jefferson County, IN-KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Kentucky in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO KENTUCKY, 2025
First National Bank of Kentucky ranks 170th of 537 lenders in non-metro Kentucky, with $4.3M lent: 0.1% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Kentucky in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO COLORADO, 2025
First National Bank of Kentucky ranks 318th of 626 lenders in non-metro Colorado, with $2.0M lent: 0.0% of a $9.24B market.
non-metro Colorado is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Kentucky in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — LEXINGTON-FAYETTE, KY, 2025
First National Bank of Kentucky ranks 258th of 389 lenders in Lexington-Fayette, KY, with $475K lent: 0.0% of a $3.62B market.
Lexington-Fayette, KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Kentucky in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO TENNESSEE, 2025
First National Bank of Kentucky ranks 554th of 746 lenders in non-metro Tennessee, with $425K lent: 0.0% of a $8.31B market.
non-metro Tennessee is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Kentucky in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
First National Bank of Kentucky's data
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First National Bank of Kentucky and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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