Applications / Mortgage Analytics / Lenders / New Jersey / First National Bank of Absecon
Absecon, NJ · National bank · OCC · $197 million assets · 44 loans in 2025
First National Bank of Absecon's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
44
loans originated, 2025
54
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First National Bank of Absecon, a small New Jersey bank, lends more for home improvement and other purposes than for buying homes.
Purchases made up 31.8% of its loans, home improvement 27.3%, refinances 20.5% and other purposes 20.5%. Its typical loan, $125,000, was smaller than at about four in five similar lenders (national banks making between half and twice as many loans), whose typical loan was $180,000. Home-improvement loans may be smaller, one possible reason.
It made 44 loans, up 10% from 40, a faster rise than at about three in five similar lenders. Peers grew 2% and the whole market 10%. It filed no report for 2020 to 2022, a gap in the record, after 57 loans in 2019.
It ranks 120 of 423 lenders in Atlantic City-Hammonton, its largest market, with a 0.1% share in both years. It has lent there since 1990. Citizens Bank and TD Bank lead.
Low- and moderate-income (LMI) borrowers took 22.6% of its loans, near the middle of peers and up from 8.3%. Its share in LMI neighborhoods fell to 9.1% from 27.5%. With 44 loans, a handful moves each share, so the swings say little.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. First National Bank of Absecon took 54 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 31.8% · Home improvement 27.3% · Other 20.5% · Refinance 20.5%
Conventional 100.0% · of 44 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| New Jersey | 44 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Atlantic City-Hammonton | 32 |
| Vineland | 8 |
| Camden | 2 |
| Lakewood-New Brunswick | 1 |
| Wilmington | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300S6QGHHFR78KR45 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 188917 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 110823 | 1990–2016 |
Established 20 March 1916. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: First National Bank of Absecon's data.
First National Bank of Absecon's data
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First National Bank of Absecon and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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