Applications / Mortgage Analytics / Lenders / South Dakota / First National Bank / Competition
First National Bank
Oldham, SD · National bank · OCC · $462 million assets · 37 loans in 2025
First National Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
37
loans originated, 2025
48
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Who First National Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
First National Bank ranks 373rd of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $2.7M lent: 0.0% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ROCHESTER, MN, 2025
First National Bank ranks 94th of 276 lenders in Rochester, MN, with $1.5M lent: 0.1% of a $1.45B market.
Rochester, MN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO MINNESOTA, 2025
First National Bank ranks 299th of 536 lenders in non-metro Minnesota, with $1.2M lent: 0.0% of a $5.28B market.
non-metro Minnesota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DAVENPORT-MOLINE-ROCK ISLAND, IA-IL, 2025
First National Bank ranks 137th of 288 lenders in Davenport-Moline-Rock Island, IA-IL, with $650K lent: 0.0% of a $1.55B market.
Davenport-Moline-Rock Island, IA-IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO IOWA, 2025
First National Bank ranks 363rd of 465 lenders in non-metro Iowa, with $250K lent: 0.0% of a $3.38B market.
non-metro Iowa is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — STATE COLLEGE, PA, 2025
First National Bank ranks 171st of 192 lenders in State College, PA, with $215K lent: 0.0% of a $854.7M market.
State College, PA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 63% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO SOUTH DAKOTA, 2025
First National Bank ranks 226th of 239 lenders in non-metro South Dakota, with $130K lent: 0.0% of a $1.47B market.
non-metro South Dakota is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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First National Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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