Applications / Mortgage Analytics / Lenders / Michigan / First Independence Bank / Competition
First Independence Bank
Detroit, MI · State non-member bank · FDIC · $697 million assets · 91 loans in 2025
First Independence Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
91
loans originated, 2025
149
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who First Independence Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — DETROIT-WARREN-DEARBORN, MI, 2025
First Independence Bank ranks 125th of 599 lenders in Detroit-Warren-Dearborn, MI, with $22.0M lent: 0.1% of a $23.68B market.
Detroit-Warren-Dearborn, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Independence Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
First Independence Bank ranks 238th of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $9.2M lent: 0.0% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Independence Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
First Independence Bank ranks 548th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $2.0M lent: 0.0% of a $59.50B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Independence Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — ROCHESTER, MN, 2025
First Independence Bank ranks 106th of 276 lenders in Rochester, MN, with $1.2M lent: 0.1% of a $1.45B market.
Rochester, MN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Independence Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO MICHIGAN, 2025
First Independence Bank ranks 333rd of 606 lenders in non-metro Michigan, with $1.0M lent: 0.0% of a $7.04B market.
non-metro Michigan is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Independence Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ST. CLOUD, MN, 2025
First Independence Bank ranks 138th of 243 lenders in St. Cloud, MN, with $595K lent: 0.1% of a $1.04B market.
St. Cloud, MN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Independence Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — LANSING-EAST LANSING, MI, 2025
First Independence Bank ranks 165th of 333 lenders in Lansing-East Lansing, MI, with $945K lent: 0.0% of a $2.02B market.
Lansing-East Lansing, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Independence Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — JACKSON, MI, 2025
First Independence Bank ranks 229th of 229 lenders in Jackson, MI, with $15K lent: 0.0% of a $665.5M market.
Jackson, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Independence Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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First Independence Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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