Applications / Mortgage Analytics / Lenders / Tennessee / First Freedom Bank
Lebanon, TN · State non-member bank · FDIC · $777 million assets · 37 loans in 2025
First Freedom Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
37
loans originated, 2025
44
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First Freedom Bank, a Tennessee bank around Nashville, made 16% more loans in 2025 and bought nearly as many as it made: 34, against 37 of its own.
Its loans rose 16% to 37, while similar lenders, state non-member banks making between half and twice as many loans in 2025, were flat. Its growth was higher than at about two-thirds of them. The base is low: it made 88 loans in 2018 and 81 in 2022, and filed no report for 2020 and 2021.
It bought 34 loans in 2025 and none in 2024, more than nearly all similar lenders; the typical one bought none. Bought loans may add to its holdings without new applications.
Home purchases were 59.5% of its loans and refinances 37.8%, all conventional. With 37 loans, most of its other shares rest on too few loans to read much into.
Nashville-Davidson--Murfreesboro--Franklin has been its market since 2007. Its share there rose from 0.0% to 0.1%, ranking 197 of 821 lenders; United Wholesale Mortgage and Rocket Mortgage lead. It lends in eight counties.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. First Freedom Bank took 44 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 59.5% · Refinance 37.8% · Home improvement 2.7%
Conventional 100.0% · of 37 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Tennessee | 37 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Nashville-Davidson--Murfreesboro--Franklin | 30 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300HUJ6V0QTROHW53 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3437148 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 358208 | 2007–2017 |
Established 3 April 2006. Reported under HMDA 2007-2025.
Mergers, name changes, data editions and corrections: First Freedom Bank's data.
First Freedom Bank's data
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