Applications / Mortgage Analytics / Lenders / North Carolina / First Flight Federal Credit Union
Cary, NC · Credit union · NCUA · $272 million assets · 73 loans in 2025
First Flight Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
73
loans originated, 2025
133
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First Flight Federal Credit Union, a North Carolina credit union, lends mostly for things other than buying a home: purchases were 20.5% of its 73 loans in 2025.
Other-purpose loans were 37.0% of its lending, refinances 26.0% and home improvement 16.4%. All were conventional. Its typical loan was $65,000, against $95,000 at similar lenders, credit unions making between half and twice as many loans in 2025. That is lower than about four in five of them, and smaller other-purpose and home-improvement loans could account for much of the gap.
Its loans fell 3% to 73 while similar lenders grew 7% and the whole market 10%. It has made between 50 and 79 loans a year since 2022, after 174 in 2020.
It lends in 16 counties and eight metros. Its largest market is non-metro North Carolina, where it ranks 234 of 762 lenders. State Employees' Credit Union leads in five of the seven metros shown for it. In Greenville its share rose to 0.1%, ranking 103 of 264.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First Flight Federal Credit Union took 133 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 37.0% · Refinance 26.0% · Purchase 20.5% · Home improvement 16.4%
Conventional 100.0% · of 73 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| North Carolina | 73 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Greenville | 7 |
| Raleigh-Cary | 2 |
| Rocky Mount | 2 |
| Wilmington | 2 |
| Burlington | 1 |
| Charlotte-Concord-Gastonia | 1 |
| Goldsboro | 1 |
| Pinehurst-Southern Pines | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300SENIFFLVGUHE44 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 570286 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 57870 | 2000–2017 |
Established 1 January 1952. Reported under HMDA 2000-2025.
Mergers, name changes, data editions and corrections: First Flight Federal Credit Union's data.
First Flight Federal Credit Union's data
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First Flight Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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