Applications / Mortgage Analytics / Lenders / West Virginia / First Exchange Bank / Competition
First Exchange Bank
White Hall, WV · State non-member bank · FDIC · $376 million assets · 102 loans in 2025
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102
loans originated, 2025
222
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who First Exchange Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO WEST VIRGINIA, 2025
First Exchange Bank ranks 31st of 299 lenders in non-metro West Virginia, with $12.1M lent: 0.9% of a $1.42B market.
non-metro West Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Exchange Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — MORGANTOWN, WV, 2025
First Exchange Bank ranks 19th of 173 lenders in Morgantown, WV, with $9.4M lent: 1.6% of a $601.2M market.
Morgantown, WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Exchange Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — PITTSBURGH, PA, 2025
First Exchange Bank ranks 357th of 571 lenders in Pittsburgh, PA, with $745K lent: 0.0% of a $11.33B market.
Pittsburgh, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Exchange Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO PENNSYLVANIA, 2025
First Exchange Bank ranks 595th of 643 lenders in non-metro Pennsylvania, with $145K lent: 0.0% of a $5.62B market.
non-metro Pennsylvania is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Exchange Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — WHEELING, OH-WV, 2025
First Exchange Bank ranks 133rd of 145 lenders in Wheeling, OH-WV, with $95K lent: 0.0% of a $322.3M market.
Wheeling, OH-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Exchange Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 61% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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First Exchange Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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