Applications / Mortgage Analytics / Lenders / Georgia / First Bank of Pike
Molena, GA · State non-member bank · FDIC · $85.9 million assets · 41 loans in 2025
First Bank of Pike's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
41
loans originated, 2025
43
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First Bank of Pike, a small Georgia bank, mostly refinances homes, and a larger share of its loans goes to low- and moderate-income (LMI) borrowers and neighborhoods than at most similar lenders.
Refinancing made up 68.3% of its 41 loans in 2025; home purchases took 19.5% and other purposes 12.2%. Manufactured homes were 14.6% of its loans, against 2.7% at similar lenders (state non-member banks making between half and twice as many loans), higher than more than four in five of them. All its loans were conventional.
LMI borrowers took 36.7% of its loans, against 27.6% at its peers, higher than about three in four of them. LMI neighborhoods took 34.2%, against 19.0%, higher than about four in five. The make-up of the seven Georgia counties it serves may explain this.
It made 41 loans, up 11% from 37, while similar lenders grew 2% and the whole market 10%. It made 68 loans in 2019. It filed no report for 2018 or for 2020 to 2022, gaps in the record rather than years without lending. On so few loans, a handful more or less moves these figures a long way.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2019–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. First Bank of Pike took 43 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 68.3% · Purchase 19.5% · Other 12.2%
Conventional 100.0% · of 41 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Georgia | 41 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Atlanta-Sandy Springs-Roswell | 28 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900STQNOPFZCGOO46 | 2019–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 760939 | 2019–2023 |
| Respondent ID (the HMDA filer code before 2018) | 39070 | 2008–2012 |
Established 1 January 1899. Reported under HMDA 2008-2025.
Mergers, name changes, data editions and corrections: First Bank of Pike's data.
First Bank of Pike's data
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First Bank of Pike and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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