Applications / Mortgage Analytics / Lenders / Georgia / Farmers State Bank / Competition
Farmers State Bank
Lincolnton, GA · State non-member bank · FDIC · $184 million assets · 44 loans in 2025
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44
loans originated, 2025
46
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Farmers State Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — AUGUSTA-RICHMOND COUNTY, GA-SC, 2025
Farmers State Bank ranks 70th of 461 lenders in Augusta-Richmond County, GA-SC, with $8.5M lent: 0.2% of a $3.75B market.
Augusta-Richmond County, GA-SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Farmers State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO GEORGIA, 2025
Farmers State Bank ranks 477th of 683 lenders in non-metro Georgia, with $700K lent: 0.0% of a $8.64B market.
non-metro Georgia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Farmers State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO SOUTH CAROLINA, 2025
Farmers State Bank ranks 422nd of 514 lenders in non-metro South Carolina, with $265K lent: 0.0% of a $2.95B market.
non-metro South Carolina is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Farmers State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Farmers State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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