Applications / Mortgage Analytics / Lenders / California / Farmers and Merchants Bank of Long Beach
Long Beach, CA · State member bank · FRS · $11.8 billion assets · 57 loans in 2025
Farmers and Merchants Bank of Long Beach's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
57
loans originated, 2025
108
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Farmers and Merchants Bank of Long Beach has $11.8 billion in assets but made only 57 home loans in 2025, and its typical loan was nearly three times similar lenders'.
Its typical loan, $515,000, was higher than at nearly nine in ten similar lenders, state member banks making between half and twice as many loans. Jumbo loans (larger than the conforming limit) were 13.7% of its lending, against 2.5%. Its 57 loans came to $58.4 million, against $19.9 million at the typical similar lender.
It made 554 loans in 2020 and 307 in 2022, then 73 in 2023. In 2025 its loans rose 16%, to 57, against 7% at similar lenders. Fewer refinances or a change in which loans it reports could explain the drop; the figures do not say which.
42.1% of its loans were in majority-minority neighborhoods, against 7.1% at similar lenders, more than about nine in ten of them. That may reflect where it lends. Its shares to low- and moderate-income (LMI) borrowers, 24.3%, and in LMI neighborhoods, 19.3%, were near the middle.
In Los Angeles-Long Beach-Anaheim, where it has lent since at least 1990, it ranked 254 of 757 lenders. In Santa Maria-Santa Barbara it ranked 86 of 339, with 0.2% of the market.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Farmers and Merchants Bank of Long Beach took 108 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 43.9% · Purchase 31.6% · Home improvement 14.0% · Other 10.5%
Conventional 100.0% · of 57 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| California | 57 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Anaheim-Santa Ana-Irvine | 22 |
| Los Angeles-Long Beach-Glendale | 22 |
| Riverside-San Bernardino-Ontario | 7 |
| Santa Maria-Santa Barbara | 5 |
| San Diego-Chula Vista-Carlsbad | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 25490049RRVB8S6CG210 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 871769 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 2871769 | 1990–2017 |
Established 20 November 1907. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Farmers and Merchants Bank of Long Beach's data.
Farmers and Merchants Bank of Long Beach's data
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Farmers and Merchants Bank of Long Beach and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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