Applications / Mortgage Analytics / Lenders / New Jersey / Deepwater Industries Federal Credit Union
Deepwater, NJ · Credit union · NCUA · $111 million assets · 50 loans in 2025
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50
loans originated, 2025
50
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Deepwater Industries Federal Credit Union lends on one thing: every one of its 50 home loans in 2025 bought a manufactured home.
All 50 of its loans were manufactured-home purchases. The typical similar lender (credit unions making between half and twice as many loans) made none. That may explain its small loans: a typical $55,000, against $95,000 at peers, lower than nearly all of them. All were conventional.
Its loans rose 11%, from 45 to 50, against 6% for peers and 10% for the whole market, near the middle of its peers. It has made between 39 and 50 loans a year since 2021, so small shifts in demand move the count.
Poorer neighborhoods (low- and moderate-income, or LMI, tracts) took 18.4% of its loans, close to peers' 17.5%. LMI borrowers took 24.0%, against 31.3% at peers and down from 40.0%. On 50 loans, a few loans move that share, so the fall may mean little.
It has lent in the Philadelphia area since 1996 and ranked 459 of 784 lenders there. Its share in Vineland rose 0.1 points to 0.1%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Deepwater Industries Federal Credit Union took 50 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 100.0%
Conventional 100.0% · of 50 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| New Jersey | 49 | 98.0% |
| Delaware | 1 | 2.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Wilmington | 41 |
| Vineland | 7 |
| Camden | 1 |
| Dover | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493001VQLW8QLFMIH76 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 114671 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 5430 | 1990–2017 |
Established 1 January 1935. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Deepwater Industries Federal Credit Union's data.
Deepwater Industries Federal Credit Union's data
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Deepwater Industries Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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