Applications / Mortgage Analytics / Lenders / North Dakota / Dakota Heritage Bank / Competition
Dakota Heritage Bank
Hunter, ND · State non-member bank · FDIC · $425 million assets · 62 loans in 2025
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62
loans originated, 2025
66
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Dakota Heritage Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO MINNESOTA, 2025
Dakota Heritage Bank ranks 189th of 536 lenders in non-metro Minnesota, with $3.6M lent: 0.1% of a $5.28B market.
non-metro Minnesota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Dakota Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO NORTH DAKOTA, 2025
Dakota Heritage Bank ranks 66th of 191 lenders in non-metro North Dakota, with $2.5M lent: 0.2% of a $1.04B market.
non-metro North Dakota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Dakota Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — FARGO, MN-ND, 2025
Dakota Heritage Bank ranks 88th of 207 lenders in Fargo, MN-ND, with $1.3M lent: 0.1% of a $1.76B market.
Fargo, MN-ND is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Dakota Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — GRAND FORKS, MN-ND, 2025
Dakota Heritage Bank ranks 51st of 131 lenders in Grand Forks, MN-ND, with $980K lent: 0.2% of a $452.1M market.
Grand Forks, MN-ND is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Dakota Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MINOT, ND, 2025
Dakota Heritage Bank ranks 92nd of 95 lenders in Minot, ND, with $55K lent: 0.0% of a $393.3M market.
Minot, ND is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Dakota Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 71% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
Dakota Heritage Bank's data
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Dakota Heritage Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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