Applications / Mortgage Analytics / Lenders / Texas / Crossroads Bank / Competition
Crossroads Bank
Yoakum, TX · State non-member bank · FDIC · $381 million assets · 73 loans in 2025
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73
loans originated, 2025
94
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Crossroads Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO TEXAS, 2025
Crossroads Bank ranks 210th of 831 lenders in non-metro Texas, with $9.5M lent: 0.1% of a $10.46B market.
non-metro Texas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Crossroads Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — VICTORIA, TX, 2025
Crossroads Bank ranks 40th of 170 lenders in Victoria, TX, with $1.6M lent: 0.6% of a $287.5M market.
Victoria, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Crossroads Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 53% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CORPUS CHRISTI, TX, 2025
Crossroads Bank ranks 208th of 389 lenders in Corpus Christi, TX, with $780K lent: 0.0% of a $2.10B market.
Corpus Christi, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Crossroads Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — COLLEGE STATION-BRYAN, TX, 2025
Crossroads Bank ranks 313th of 377 lenders in College Station-Bryan, TX, with $265K lent: 0.0% of a $1.70B market.
College Station-Bryan, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Crossroads Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SAN ANTONIO-NEW BRAUNFELS, TX, 2025
Crossroads Bank ranks 616th of 669 lenders in San Antonio-New Braunfels, TX, with $235K lent: 0.0% of a $16.26B market.
San Antonio-New Braunfels, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Crossroads Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Crossroads Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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