Applications / Mortgage Analytics / Lenders / Oklahoma / Cowboy Bank / Competition
Cowboy Bank
Kremlin, OK · State member bank · FRS · $369 million assets · 54 loans in 2025
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54
loans originated, 2025
55
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Cowboy Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ENID, OK, 2025
Cowboy Bank ranks 8th of 114 lenders in Enid, OK, with $6.4M lent: 3.7% of a $172.4M market.
Enid, OK is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cowboy Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO OKLAHOMA, 2025
Cowboy Bank ranks 277th of 538 lenders in non-metro Oklahoma, with $1.3M lent: 0.0% of a $3.91B market.
non-metro Oklahoma is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cowboy Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — FAYETTEVILLE-SPRINGDALE-ROGERS, AR, 2025
Cowboy Bank ranks 447th of 465 lenders in Fayetteville-Springdale-Rogers, AR, with $165K lent: 0.0% of a $5.77B market.
Fayetteville-Springdale-Rogers, AR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cowboy Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Cowboy Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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