Applications / Mortgage Analytics / Lenders / Minnesota / Cornerstone State Bank / Competition
Cornerstone State Bank
Montgomery, MN · State non-member bank · FDIC · $242 million assets · 63 loans in 2025
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63
loans originated, 2025
73
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who Cornerstone State Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
Cornerstone State Bank ranks 206th of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $12.3M lent: 0.0% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cornerstone State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO MINNESOTA, 2025
Cornerstone State Bank ranks 200th of 536 lenders in non-metro Minnesota, with $3.1M lent: 0.1% of a $5.28B market.
non-metro Minnesota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cornerstone State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MANKATO, MN, 2025
Cornerstone State Bank ranks 47th of 180 lenders in Mankato, MN, with $1.2M lent: 0.2% of a $491.5M market.
Mankato, MN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cornerstone State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DULUTH, MN-WI, 2025
Cornerstone State Bank ranks 131st of 318 lenders in Duluth, MN-WI, with $885K lent: 0.1% of a $1.36B market.
Duluth, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cornerstone State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NORTH PORT-BRADENTON-SARASOTA, FL, 2025
Cornerstone State Bank ranks 691st of 811 lenders in North Port-Bradenton-Sarasota, FL, with $305K lent: 0.0% of a $10.17B market.
North Port-Bradenton-Sarasota, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cornerstone State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN, 2025
Cornerstone State Bank ranks 780th of 821 lenders in Nashville-Davidson--Murfreesboro--Franklin, TN, with $225K lent: 0.0% of a $24.04B market.
Nashville-Davidson--Murfreesboro--Franklin, TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Cornerstone State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO WISCONSIN, 2025
Cornerstone State Bank ranks 654th of 659 lenders in non-metro Wisconsin, with $55K lent: 0.0% of a $8.43B market.
non-metro Wisconsin is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Cornerstone State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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