Applications / Mortgage Analytics / Lenders / Missouri / Connections Bank
Platte City, MO · State non-member bank · FDIC · $493 million assets · 108 loans in 2025
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108
loans originated, 2025
125
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Connections Bank has made fewer loans every year since 2020, yet it doubled its share in Columbia, MO, its largest market.
It made 108 loans in 2025, 14% fewer than in 2024. Similar lenders (state non-member banks making between half and twice as many loans) made 9% more, and the whole market 10% more. Its count has fallen every year since its peak of 359 in 2020, and is now close to the 98 it made in 2019. Its volume now sits near the middle of its peers.
In Columbia, MO it held 1.0% of a $1.71B market, up from 0.5%, and ranked 19 of 268 lenders. Wells Fargo Bank led. In St. Joseph, KS-MO its share fell from 0.8% to 0.4%. On 108 loans in all, a handful of loans can move a share that small.
Home purchases made up 64.8% of its loans, and every loan was conventional. Its typical loan, $200,000, was larger than at about six in ten similar lenders, where it was $175,000.
Poorer neighborhoods (low- and moderate-income, or LMI, tracts) took 10.3% of its loans, against 18.3% at peers, lower than at nearly four in five of them. LMI borrowers took 22.2%, against 27.7%. The make-up of the areas it serves around Columbia and St. Joseph may explain this, as may its larger loans.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Connections Bank took 125 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 64.8% · Refinance 29.6% · Other 3.7% · Home improvement 1.9%
Conventional 100.0% · of 108 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 103 | 95.4% |
| Kansas | 4 | 3.7% |
| Iowa | 1 | 0.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Columbia | 30 |
| Kansas City | 28 |
| St. Joseph | 8 |
| Jefferson City | 1 |
| St. Louis | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300BJ6EOJ9EF6JB96 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 646556 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 314025 | 1990–2017 |
Established 7 March 1934. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Connections Bank's data.
Connections Bank's data
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