Applications / Mortgage Analytics / Lenders / Missouri / Community State Bank of Missouri
Bowling Green, MO · State non-member bank · FDIC · $349 million assets · 99 loans in 2025
Community State Bank of Missouri's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
99
loans originated, 2025
131
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Community State Bank of Missouri makes smaller loans than most similar lenders, more of them on manufactured homes, and has lately reached into markets far from home.
Its typical loan was $125,000, against $175,000 at similar lenders (state non-member banks making between half and twice as many loans), lower than about four in five of them. Manufactured homes were 9.1% of its loans, against 3.2%. Its dollar total, $16.4 million, was below their typical $27.5 million.
Purchases were 48.5% of its loans, refinances 28.3%, other purposes 13.1% and home improvement 10.1%, all conventional. Low- and moderate-income (LMI) borrowers took 32.0%, against 27.3% at similar lenders, higher than about two-thirds of them.
Originations rose 3%, from 96 to 99, against 9% at similar lenders and 10% for the whole market. They were 239 in 2020.
It ranked 128 of 640 lenders in non-metro Missouri, where it has lent since 1999. Its share in St. Louis slipped 0.1 points to 0.0%, a change a few loans can make. It entered Tampa-St. Petersburg-Clearwater and non-metro Tennessee in 2023 and Seattle-Tacoma-Bellevue in 2024.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Community State Bank of Missouri took 131 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 48.5% · Refinance 28.3% · Other 13.1% · Home improvement 10.1%
Conventional 100.0% · of 99 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 96 | 97.0% |
| Florida | 1 | 1.0% |
| Tennessee | 1 | 1.0% |
| Washington | 1 | 1.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| St. Louis | 38 |
| St. Petersburg-Clearwater-Largo | 1 |
| Seattle-Bellevue-Kent | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900RKKWUZX0NEH310 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 825548 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 31936 | 1999–2017 |
Established 26 January 1887. Reported under HMDA 1999-2025.
Mergers, name changes, data editions and corrections: Community State Bank of Missouri's data.
Community State Bank of Missouri's data
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Community State Bank of Missouri and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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