Applications / Mortgage Analytics / Lenders / Missouri / Community Point Bank
Russellville, MO · State non-member bank · FDIC · $240 million assets · 80 loans in 2025
Community Point Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
80
loans originated, 2025
83
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Community Point Bank, a Missouri bank, made 40% more loans in 2025 than in 2024 and ranks 10 of 189 lenders in Jefferson City.
Originations rose from 57 to 80. Similar lenders (state non-member banks making between half and twice as many loans) grew 9%, and the bank grew faster than more than four in five of them. Its count has risen each year since 2023, when it made 43 loans. It filed no report for 2020 to 2022; those are gaps in the record, not years without lending.
In Jefferson City, where it has lent since 2004, it held 1.8% of the market, up 0.5 points. Flat Branch Mortgage, The Central Trust Bank and Multipli Federal Credit Union led.
Purchases were 50.0% of its loans and refinances 43.8%, all conventional. Its typical loan was $185,000, against $170,000 at peers, near the middle.
Manufactured homes took 8.8% of its loans, against 2.6% at peers, more than about seven in ten of them. It made no jumbo loans (larger than the conforming limit).
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Community Point Bank took 83 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 50.0% · Refinance 43.8% · Home improvement 3.8% · Other 2.5%
Conventional 100.0% · of 80 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 80 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Jefferson City | 59 |
| Columbia | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300I2ZQ0VQPC4Z224 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 527057 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 314604 | 2004–2017 |
Established 19 July 1934. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Community Point Bank's data.
Community Point Bank's data
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Community Point Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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