Applications / Mortgage Analytics / Lenders / Missouri / Community Bank of Missouri
Richmond, MO · State non-member bank · FDIC · $91.1 million assets · 49 loans in 2025
Community Bank of Missouri's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
49
loans originated, 2025
66
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Community Bank of Missouri is growing fast from a small base: it made 49 loans in 2025, 58% more than in 2024, a faster rise than at more than nine in ten similar lenders.
Originations rose from 31 to 49. Similar lenders (state non-member banks making between half and twice as many loans) grew 4%, and the whole market 10%. The bank still made fewer loans than the 55 it reported in 2018 and 2019. It filed no report for 2020 to 2022; those years are gaps in the record, not years without lending.
Its typical loan was $125,000, against $165,000 at similar lenders, lower than about three in four of them. It made no jumbo loans (larger than the conforming limit), and every loan was conventional. Purchases were 49.0% of the total and refinances 34.7%.
Low- and moderate-income (LMI) areas took 24.5% of its loans, against 18.6% at peers, a higher share than about two-thirds of them. LMI borrowers took 24.4%, near the middle. With only 49 loans these shares jump about: LMI borrowers took 46.4% in 2024.
In Kansas City, KS-MO, a $16.29B market where it has lent since 2004, it ranked 207 of 659 lenders with 0.1% of the market. In non-metro Missouri it ranked 396 of 640.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Community Bank of Missouri took 66 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 49.0% · Refinance 34.7% · Home improvement 10.2% · Other 6.1%
Conventional 100.0% · of 49 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 48 | 98.0% |
| Kansas | 1 | 2.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Kansas City | 44 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300BI6NZRN6BCGT52 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3005097 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 357141 | 2004–2017 |
Established 7 May 2001. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Community Bank of Missouri's data.
Community Bank of Missouri's data
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Community Bank of Missouri and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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