Applications / Mortgage Analytics / Lenders / Missouri / Community Bank of Marshall
Marshall, MO · State non-member bank · FDIC · $234 million assets · 84 loans in 2025
Community Bank of Marshall's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
84
loans originated, 2025
92
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Community Bank of Marshall grew faster than about nine in ten of its peers in 2025, on small loans that are mostly refinances.
It made 84 loans, up 58% from 53, against 9% at similar lenders (state non-member banks making between half and twice as many loans) and 10% for the whole market. Its dollar total rose from $4.8 million to $10.4 million. Refinances made up 59.5% of its lending, purchases 28.6% and home improvement 11.9%.
Its typical loan was $90,000, up from $45,000 but smaller than at more than nine in ten similar lenders, where it was $175,000. Refinances and home-improvement loans are often smaller than purchase loans, which could account for much of the gap. All its loans were conventional.
Low- and moderate-income (LMI) borrowers took 32.9% of its loans, more than at about two-thirds of similar lenders. LMI neighborhoods took only 9.5%, against 18.5%. That share depends on how many such neighborhoods lie in the counties it serves, mostly outside metros.
Its largest market is non-metro Missouri, where it ranked 126 of 640 lenders; Flat Branch Mortgage led there. It lent in Cape Girardeau for the first time in 2025. It filed no HMDA report for 2020 or 2022; those are gaps in the record, not years without lending.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Community Bank of Marshall took 92 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 59.5% · Purchase 28.6% · Home improvement 11.9%
Conventional 100.0% · of 84 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 83 | 98.8% |
| Kansas | 1 | 1.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Kansas City | 16 |
| Cape Girardeau | 1 |
| Columbia | 1 |
| Joplin | 1 |
| Springfield | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 25490051QQ72KQWNN915 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 706656 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 322636 | 2001–2017 |
Established 1 May 1978. Reported under HMDA 2001-2025.
Mergers, name changes, data editions and corrections: Community Bank of Marshall's data.
Community Bank of Marshall's data
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Community Bank of Marshall and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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