Applications / Mortgage Analytics / Lenders / Minnesota / Community Bank Mankato
Vernon Center, MN · State non-member bank · FDIC · $543 million assets · 73 loans in 2025
Community Bank Mankato's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
73
loans originated, 2025
82
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Community Bank Mankato ranks 7 of 180 lenders in Mankato and lends to borrowers on lower incomes more often than about nine in ten of its peers. Its loan count keeps falling.
Low- and moderate-income (LMI) borrowers took 43.2% of its loans, against 27.1% at similar lenders (state non-member banks making between half and twice as many loans). LMI neighborhoods took 27.4%, up from 16.3% in 2024 and more than at about seven in ten similar lenders.
It made 73 loans, down 26% from 98, while similar lenders grew 9% and the whole market 10%. It made 508 loans in 2020 and fewer each year since. Purchases and refinances make up almost all its lending, at 49.3% and 45.2%.
It has lent in Mankato, MN since 2009; United Wholesale Mortgage led the market there. Beyond Mankato it ranked 192 of 536 in non-metro Minnesota, and it serves 12 counties in 2 states.
Its typical loan, $235,000, was larger than at about three-quarters of similar lenders, where it was $172,500. All its loans were conventional, and none was jumbo (larger than the conforming limit).
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Community Bank Mankato took 82 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 49.3% · Refinance 45.2% · Home improvement 2.7% · Other 2.7%
Conventional 100.0% · of 73 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Minnesota | 72 | 98.6% |
| Florida | 1 | 1.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Mankato | 60 |
| Minneapolis-St. Paul-Bloomington | 3 |
| Wildwood-The Villages | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900X5VVSXLQGRTJ55 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 835257 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 39760 | 2009–2017 |
Established 1 December 1929. Reported under HMDA 2009-2025.
Mergers, name changes, data editions and corrections: Community Bank Mankato's data.
Community Bank Mankato's data
$215
Community Bank Mankato and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Community Bank Mankato's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]