Applications / Mortgage Analytics / Lenders / West Virginia / Clay County Bank / Competition
Clay County Bank
Clay, WV · State non-member bank · FDIC · $136 million assets · 82 loans in 2025
Clay County Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
82
loans originated, 2025
106
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Clay County Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHARLESTON, WV, 2025
Clay County Bank ranks 25th of 157 lenders in Charleston, WV, with $5.4M lent: 1.0% of a $516.1M market.
Charleston, WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Clay County Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO WEST VIRGINIA, 2025
Clay County Bank ranks 129th of 299 lenders in non-metro West Virginia, with $1.1M lent: 0.1% of a $1.42B market.
non-metro West Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Clay County Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — BECKLEY, WV, 2025
Clay County Bank ranks 49th of 137 lenders in Beckley, WV, with $645K lent: 0.2% of a $270.2M market.
Beckley, WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Clay County Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — HUNTINGTON-ASHLAND, KY-OH-WV, 2025
Clay County Bank ranks 129th of 237 lenders in Huntington-Ashland, KY-OH-WV, with $555K lent: 0.0% of a $1.12B market.
Huntington-Ashland, KY-OH-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Clay County Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MORGANTOWN, WV, 2025
Clay County Bank ranks 149th of 173 lenders in Morgantown, WV, with $155K lent: 0.0% of a $601.2M market.
Morgantown, WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Clay County Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Clay County Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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