Applications / Mortgage Analytics / Lenders / Iowa / City State Bank / Competition
City State Bank
Norwalk, IA · State non-member bank · FDIC · $775 million assets · 103 loans in 2025
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103
loans originated, 2025
127
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Who City State Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — DES MOINES-WEST DES MOINES, IA, 2025
City State Bank ranks 45th of 396 lenders in Des Moines-West Des Moines, IA, with $28.5M lent: 0.5% of a $5.55B market.
Des Moines-West Des Moines, IA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and City State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO IOWA, 2025
City State Bank ranks 91st of 465 lenders in non-metro Iowa, with $7.0M lent: 0.2% of a $3.38B market.
non-metro Iowa is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and City State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — AMES, IA, 2025
City State Bank ranks 24th of 189 lenders in Ames, IA, with $5.1M lent: 0.9% of a $553.5M market.
Ames, IA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and City State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NORTH PORT-BRADENTON-SARASOTA, FL, 2025
City State Bank ranks 455th of 811 lenders in North Port-Bradenton-Sarasota, FL, with $1.1M lent: 0.0% of a $10.17B market.
North Port-Bradenton-Sarasota, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and City State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — KANSAS CITY, KS-MO, 2025
City State Bank ranks 443rd of 659 lenders in Kansas City, KS-MO, with $765K lent: 0.0% of a $16.29B market.
Kansas City, KS-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and City State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — PHOENIX-MESA-CHANDLER, AZ, 2025
City State Bank ranks 802nd of 879 lenders in Phoenix-Mesa-Chandler, AZ, with $325K lent: 0.0% of a $50.70B market.
Phoenix-Mesa-Chandler, AZ is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and City State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — LA CROSSE-ONALASKA, MN-WI, 2025
City State Bank ranks 210th of 213 lenders in La Crosse-Onalaska, MN-WI, with $35K lent: 0.0% of a $926.5M market.
La Crosse-Onalaska, MN-WI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and City State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO MISSOURI, 2025
City State Bank ranks 460th of 640 lenders in non-metro Missouri, with $460K lent: 0.0% of a $6.01B market.
non-metro Missouri is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and City State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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