Applications / Mortgage Analytics / Lenders / Georgia / Citizens Community Bank / Competition
Citizens Community Bank
Hahira, GA · State non-member bank · FDIC · $210 million assets · 65 loans in 2025
Citizens Community Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
65
loans originated, 2025
75
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Citizens Community Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — VALDOSTA, GA, 2025
Citizens Community Bank ranks 21st of 238 lenders in Valdosta, GA, with $9.2M lent: 1.2% of a $786.0M market.
Valdosta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO GEORGIA, 2025
Citizens Community Bank ranks 308th of 683 lenders in non-metro Georgia, with $2.9M lent: 0.0% of a $8.64B market.
non-metro Georgia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO FLORIDA, 2025
Citizens Community Bank ranks 402nd of 564 lenders in non-metro Florida, with $575K lent: 0.0% of a $3.36B market.
non-metro Florida is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
Citizens Community Bank ranks 779th of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $345K lent: 0.0% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — ATHENS-CLARKE COUNTY, GA, 2025
Citizens Community Bank ranks 263rd of 316 lenders in Athens-Clarke County, GA, with $265K lent: 0.0% of a $1.33B market.
Athens-Clarke County, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Citizens Community Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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