Applications / Mortgage Analytics / Lenders / Missouri / Citizens Bank of Rogersville
Rogersville, MO · State non-member bank · FDIC · $126 million assets · 59 loans in 2025
Citizens Bank of Rogersville's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
59
loans originated, 2025
66
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Citizens Bank of Rogersville, a small bank centered on Springfield, makes about a quarter as many loans as in 2020 and lends on manufactured homes more than most similar banks.
Purchases were 54.2% of its loans and refinances 23.7%. Other purposes, 11.9%, and home improvement, 10.2%, together make up about a fifth. Manufactured homes took 6.8%, against 2.7% at similar lenders, state non-member banks making between half and twice as many loans. It made no jumbo loans.
Its loan count rose 5%, from 56 to 59, against 8% at the typical similar lender. It made 232 loans in 2020, and between 55 and 59 a year since 2023.
In Springfield, where it has lent since 1993, its share fell from 0.4% to 0.3%, ranking it 63 of 351 lenders. Its lending grew more slowly than the whole market's 10%, which may account for the change; at this size a handful of loans can move its share.
Low- and moderate-income (LMI) borrowers took 28.8% of its loans, up from 10.2% a year earlier and near the middle of similar lenders, where 26.9% is typical.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Citizens Bank of Rogersville took 66 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 54.2% · Refinance 23.7% · Other 11.9% · Home improvement 10.2%
Conventional 100.0% · of 59 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 57 | 96.6% |
| Alabama | 1 | 1.7% |
| Florida | 1 | 1.7% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Springfield | 49 |
| Mobile | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900QQIJN4KR6ZBW98 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 246451 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 38572 | 1993–2017 |
Established 1 January 1908. Reported under HMDA 1993-2025.
Mergers, name changes, data editions and corrections: Citizens Bank of Rogersville's data.
Citizens Bank of Rogersville's data
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Citizens Bank of Rogersville and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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