Applications / Mortgage Analytics / Lenders / Pennsylvania / Chrome Federal Credit Union
Canonsburg, PA · Credit union · NCUA · $218 million assets · 106 loans in 2025
Chrome Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
106
loans originated, 2025
140
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Almost half of Chrome Federal Credit Union's loans go to low- and moderate-income borrowers, a far larger share than at similar credit unions.
Low- and moderate-income (LMI) borrowers took 48.3% of its loans, against 29.7% at similar lenders, credit unions making between half and twice as many loans. That is more than at nine in ten of them. LMI neighborhoods took 25.2%, against 17.2%, more than at four in five.
Refinances made up 52.8% of its loans and other purposes 30.2%; home purchases were only 3.8%. Its typical loan was $95,000, against $105,000 at similar lenders, near the middle. All of its loans were conventional.
It made 106 loans in 2025, against 111 in 2024, a fall of 5%, while similar lenders grew 8%. It made 113 in 2023 and 57 in 2018. It filed no report for 2020 to 2022, so the data cannot say when its volume rose.
It has lent in Pittsburgh since at least 1990. It ranked 121 of 571 lenders there, with 0.1% of the market, unchanged. PNC Bank led, ahead of Rocket Mortgage.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Chrome Federal Credit Union took 140 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 52.8% · Other 30.2% · Home improvement 13.2% · Purchase 3.8%
Conventional 100.0% · of 106 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 106 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Pittsburgh | 99 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493000VGTLMMLXLP518 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 575889 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 520558 | 1990–2017 |
Established 1 January 1971. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Chrome Federal Credit Union's data.
Chrome Federal Credit Union's data
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Chrome Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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