Applications / Mortgage Analytics / Lenders / California / Certified Federal Credit Union / Competition
Certified Federal Credit Union
El Monte, CA · Credit union · NCUA · $903 million assets · 101 loans in 2025
Certified Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
101
loans originated, 2025
121
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Who Certified Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LOS ANGELES-LONG BEACH-ANAHEIM, CA, 2025
Certified Federal Credit Union ranks 355th of 757 lenders in Los Angeles-Long Beach-Anaheim, CA, with $16.7M lent: 0.0% of a $114.28B market.
Los Angeles-Long Beach-Anaheim, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Certified Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — RIVERSIDE-SAN BERNARDINO-ONTARIO, CA, 2025
Certified Federal Credit Union ranks 379th of 707 lenders in Riverside-San Bernardino-Ontario, CA, with $3.6M lent: 0.0% of a $34.32B market.
Riverside-San Bernardino-Ontario, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Certified Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN DIEGO-CHULA VISTA-CARLSBAD, CA, 2025
Certified Federal Credit Union ranks 422nd of 639 lenders in San Diego-Chula Vista-Carlsbad, CA, with $1.8M lent: 0.0% of a $33.92B market.
San Diego-Chula Vista-Carlsbad, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Certified Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — LAS VEGAS-HENDERSON-NORTH LAS VEGAS, NV, 2025
Certified Federal Credit Union ranks 349th of 489 lenders in Las Vegas-Henderson-North Las Vegas, NV, with $1.3M lent: 0.0% of a $19.26B market.
Las Vegas-Henderson-North Las Vegas, NV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Certified Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — OXNARD-THOUSAND OAKS-VENTURA, CA, 2025
Certified Federal Credit Union ranks 306th of 422 lenders in Oxnard-Thousand Oaks-Ventura, CA, with $1.2M lent: 0.0% of a $6.98B market.
Oxnard-Thousand Oaks-Ventura, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Certified Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — RALEIGH-CARY, NC, 2025
Certified Federal Credit Union ranks 530th of 638 lenders in Raleigh-Cary, NC, with $425K lent: 0.0% of a $15.84B market.
Raleigh-Cary, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Certified Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO WYOMING, 2025
Certified Federal Credit Union ranks 270th of 314 lenders in non-metro Wyoming, with $285K lent: 0.0% of a $2.53B market.
non-metro Wyoming is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Certified Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
Certified Federal Credit Union ranks 922nd of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $95K lent: 0.0% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Certified Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
Certified Federal Credit Union's data
$215
Certified Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Certified Federal Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]