Applications / Mortgage Analytics / Lenders / Missouri / Central Missouri Community Credit Union
Warrensburg, MO · Credit union · NCUA · $137 million assets · 61 loans in 2025
Central Missouri Community Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
61
loans originated, 2025
133
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Central Missouri Community Credit Union, a small refinancing lender, made more loans in 2025 than in any year since 2018.
Its originations rose 49%, from 41 to 61. Similar lenders (credit unions making between half and twice as many loans) typically grew 7%, so it grew faster than about four in five of them. The base was small, though, and on so few loans a handful more moves the rate a long way.
Refinances made up 82.0% of its loans; the rest were purchases. Its typical loan was $75,000, against $95,000 at similar lenders. So although it made about as many loans as its peers, it lent less money: $5.5 million against $8.7 million. Every loan was conventional.
Low- and moderate-income (LMI) borrowers took 31.1% of its loans, up from 19.5% and now close to the 30.6% at similar lenders. Its share in LMI neighborhoods rose to 16.4% from 4.9%, near the 17.5% at its peers. Last year rested on only 41 loans, so part of the swing may be the small base rather than a change of direction.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Central Missouri Community Credit Union took 133 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 82.0% · Purchase 18.0%
Conventional 100.0% · of 61 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 61 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Kansas City | 17 |
| Springfield | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300IGNOIAXDMNRD90 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 151199 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 560383 | 2004–2017 |
Established 1 January 1961. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Central Missouri Community Credit Union's data.
Central Missouri Community Credit Union's data
$215
Central Missouri Community Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Central Missouri Community Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]