Applications / Mortgage Analytics / Lenders / Tennessee / CBBC Bank
Maryville, TN · State non-member bank · FDIC · $545 million assets · 67 loans in 2025
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67
loans originated, 2025
79
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
CBBC Bank, a small Tennessee lender, does far more of its business in manufactured homes and home repairs than most banks of its size.
Manufactured homes made up 11.9% of its loans in 2025, against 2.6% at similar lenders (state non-member banks making between half and twice as many loans). That is more than about four in five of them. Home improvement took another 22.4%. Every loan was conventional, with no government backing.
Its typical loan was $155,000, against $170,000 at similar lenders. Repair loans and manufactured homes tend to cost less, which may explain the gap. Its 67 loans were 3% more than the year before, slower than the 9% at similar lenders; with so few loans, a handful either way moves that figure.
Low- and moderate-income (LMI) borrowers took 31.8% of its loans, against 27.3% at similar lenders. Poorer neighborhoods took only 7.6%, against 18.6%. Its lending is confined to five counties in one state, and those counties may simply hold few such neighborhoods.
It has lent in Knoxville since at least 1990. It ranks 90 of 599 lenders there, with a 0.2% share that did not move last year. It filed no report for 2020 to 2022, so the record has a gap; it made 53 loans in 2019 and 53 again in 2023.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. CBBC Bank took 79 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 44.8% · Home improvement 22.4% · Other 17.9% · Refinance 14.9%
Conventional 100.0% · of 67 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Tennessee | 67 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Knoxville | 60 |
| Morristown | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300Y5CMBB4R90KT81 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 218131 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 321227 | 1990–2017 |
Established 24 September 1973. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: CBBC Bank's data.
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