Applications / Mortgage Analytics / Lenders / West Virginia / CAMC Federal Credit Union
Charleston, WV · Credit union · NCUA · $78.5 million assets · 45 loans in 2025
CAMC Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
45
loans originated, 2025
65
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
CAMC Federal Credit Union makes some of the smallest mortgages among its peers, and in 2025 it made more of them: 45 loans, 29% more than in 2024.
Its typical loan was $45,000, against $95,000 at similar lenders, credit unions making between half and twice as many loans. Almost all of them lent more. Home improvement made up 33.3% of its loans, other purposes 26.7% and refinances 26.7%. Home purchases were only 13.3%. Every loan was conventional.
It made 45 loans, up from 35 in 2024, while similar lenders grew 3%. Its total fell to $3.3 million from $3.9 million, as its typical loan shrank to $45,000 from $55,000. It filed no report for 2020 and 2021, gaps in the record rather than years without lending.
In Charleston, WV, its largest market, it ranked 44 of 157 lenders with 0.4%, down 0.5 points from 0.9%. Its share rests on a small dollar total. Smaller loans, or a few loans placed in other counties, could move it. It has lent there since 1991.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. CAMC Federal Credit Union took 65 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 33.3% · Other 26.7% · Refinance 26.7% · Purchase 13.3%
Conventional 100.0% · of 45 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| West Virginia | 45 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Charleston | 30 |
| Huntington-Ashland | 8 |
| Beckley | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930086UI4O90IKYD43 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 437688 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 522657 | 1991–2017 |
Established 1 January 1977. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: CAMC Federal Credit Union's data.
CAMC Federal Credit Union's data
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CAMC Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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