Applications / Mortgage Analytics / Lenders / Tennessee / BankTennessee
Collierville, TN · State member bank · FRS · $616 million assets · 89 loans in 2025
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89
loans originated, 2025
95
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
BankTennessee, a Collierville bank, lends on manufactured homes far more than most banks of its size, and more of its loans go to majority-minority neighborhoods.
Manufactured homes made up 13.5% of its loans. At similar lenders, state member banks making between half and twice as many loans, the figure was 2.1%, and BankTennessee was higher than about nine in ten of them. Every loan was conventional, and most were for home purchase.
It made 21.3% of its loans in majority-minority tracts, against 5.6% at similar lenders. Another 24.7% went to low- and moderate-income (LMI) tracts, against 16.6%. Yet only 17.2% went to LMI borrowers, below the 27.3% at similar lenders. The markets it serves may explain the split. In Memphis, where it has lent since at least 1990, a neighborhood's income and a borrower's need not move together.
Its loans rose 7%, close to the 8% at similar lenders. The typical loan grew from $105,000 to $165,000, lifting its dollar total to $27.4 million. It made 151 loans in 2018 and has made between 83 and 133 a year since 2020.
Its biggest market by dollars is Nashville-Davidson--Murfreesboro--Franklin, where its share rose to 0.1%, ranking it 225 of 821 lenders. It lends in 25 counties across 5 states, and in 2025 it entered Morristown, TN.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. BankTennessee took 95 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 58.4% · Refinance 29.2% · Home improvement 7.9% · Other 4.5%
Conventional 100.0% · of 89 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Tennessee | 83 | 93.3% |
| Florida | 2 | 2.2% |
| Mississippi | 2 | 2.2% |
| Alabama | 1 | 1.1% |
| Arkansas | 1 | 1.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Nashville-Davidson--Murfreesboro--Franklin | 28 |
| Memphis | 17 |
| Jackson | 3 |
| Crestview-Fort Walton Beach-Destin | 2 |
| Daphne-Fairhope-Foley | 1 |
| Morristown | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300095ABBENNWE160 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 831576 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 43050 | 1990–1996 |
| Respondent ID (the HMDA filer code before 2018) | 2831576 | 1997–2017 |
Established 1 October 1934. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: BankTennessee's data.
BankTennessee's data
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