Applications / Mortgage Analytics / Lenders / Tennessee / Bank of Dickson
Dickson, TN · State non-member bank · FDIC · $278 million assets · 101 loans in 2025
Bank of Dickson's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
101
loans originated, 2025
117
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bank of Dickson, a Tennessee bank, lends more to poorer borrowers than over nine in ten similar banks, and in 2025 its lending rose after four years of decline.
It made 101 loans, up 19%, against 9% at similar lenders (state non-member banks making between half and twice as many loans). That ended a slide from 199 loans in 2020 to 85 in 2024. Its dollar total still fell, to $19.2 million from $22.6 million, as its typical loan shrank to $155,000 from $195,000. Other lenders may have shrunk after 2020 too; these figures do not show peers' counts for those years.
Low- and moderate-income (LMI) borrowers took 46.7% of its loans, against 27.4% at peers; in 2024 the share was 31.6%. LMI neighborhoods took 40.6%, against 18.3%. It made no loans in majority-minority neighborhoods, against 6.2% at peers. Its nine counties may hold few of them.
Refinances made up 45.5% of its loans and purchases 34.7%, all conventional. Manufactured homes took 11.9%, against 3.1% at peers.
In Nashville-Davidson--Murfreesboro--Franklin it ranked 194 of 821 lenders with 0.1% of the market, unchanged. United Wholesale Mortgage led.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Bank of Dickson took 117 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 45.5% · Purchase 34.7% · Home improvement 9.9% · Other 9.9%
Conventional 100.0% · of 101 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Tennessee | 101 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Nashville-Davidson--Murfreesboro--Franklin | 92 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300LIPY4ISRLGTF16 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 638131 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 317327 | 1990–2017 |
Established 26 May 1954. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Bank of Dickson's data.
Bank of Dickson's data
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Bank of Dickson and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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