Applications / Mortgage Analytics / Lenders / Georgia / Bank of Dade
Trenton, GA · State non-member bank · FDIC · $161 million assets · 80 loans in 2025
Bank of Dade's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
80
loans originated, 2025
97
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bank of Dade, a Georgia bank whose largest market is Chattanooga, is a manufactured-home lender: such homes took 33.8% of its loans, against 2.6% at similar banks.
Manufactured homes took 33.8% of its loans, against 2.6% at similar lenders (state non-member banks making between half and twice as many loans), more than at almost all of them. Its typical loan was $85,000, against $172,500 at peers. Those homes, and home improvement at 12.5% of its lending, may account for much of the gap.
Low- and moderate-income (LMI) borrowers took 45.0% of its loans, against 27.4% at peers, more than at about nine in ten of them. In 2020 the share was 35.1%. LMI neighborhoods took 12.5%, against 18.6%, and it made no loans in majority-minority neighborhoods. Its six counties may hold few such neighborhoods.
Originations fell 16% to 80, while similar lenders grew by 9%. That is close to its 76 loans in 2023, and below the 107 it made in 2018. It filed no reports for 2021 and 2022.
In Chattanooga it ranked 70 of 525 lenders with 0.3% of the market, unchanged; Rocket Mortgage led. The bank has lent there since 1990.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Bank of Dade took 97 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 40.0% · Refinance 40.0% · Home improvement 12.5% · Other 7.5%
Conventional 98.8% · USDA (RHS or FSA) 1.3% · of 80 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Georgia | 55 | 68.8% |
| Alabama | 23 | 28.7% |
| Tennessee | 2 | 2.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Chattanooga | 56 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300PQYQDOLH45NU80 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 441630 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 317543 | 1990–2017 |
Established 12 January 1956. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Bank of Dade's data.
Bank of Dade's data
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