Applications / Mortgage Analytics / Lenders / Tennessee / Bank of Crockett
Bells, TN · State member bank · FRS · $288 million assets · 55 loans in 2025
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55
loans originated, 2025
55
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bank of Crockett, a small Tennessee bank that lends mostly to homebuyers, ranks 21 of 248 lenders in Jackson, TN, but lost share there in 2025.
Home purchases made up 56.4% of its loans, refinances 25.5% and other purposes 14.5%, all conventional. Its typical loan, $135,000, was lower than at about three in four similar lenders (state member banks making between half and twice as many loans). Manufactured homes, 7.3% of its loans against 1.6% at peers, may explain some of that.
It made 55 loans, down 4%, while similar lenders grew by 8% and the whole market by 10%. In 2023 it made 35 and in 2024 it made 57. It filed no reports for 2020 to 2022, so those years are gaps in the record.
Its share of Jackson, TN fell to 1.0% from 1.5%. Leaders Credit Union led with $132.5M. The bank's dollar total edged up, to $11.6 million from $11.3 million, so the loss may reflect more of its lending going outside Jackson, or rivals growing faster there. It has lent there since 2014.
Low- and moderate-income (LMI) borrowers took 24.5% of its loans, near the middle of similar lenders at 24.6%. LMI neighborhoods took only 7.3%, against 17.7%, lower than at most peers. Its nine counties may contain few such neighborhoods.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Bank of Crockett took 55 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 56.4% · Refinance 25.5% · Other 14.5% · Home improvement 3.6%
Conventional 100.0% · of 55 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Tennessee | 55 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Jackson | 46 |
| Memphis | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300XM1P1O0WI4KO86 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 324854 | 2014–2023 |
| Respondent ID (the HMDA filer code before 2018) | 2324854 | 2014–2017 |
Established 22 April 1887. Reported under HMDA 2014-2025.
Mergers, name changes, data editions and corrections: Bank of Crockett's data.
Bank of Crockett's data
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