Applications / Mortgage Analytics / Lenders / Michigan / Alliance Catholic Credit Union
Farmington Hills, MI · Credit union · NCUA · $672 million assets · 76 loans in 2025
Alliance Catholic Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
76
loans originated, 2025
144
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Alliance Catholic Credit Union, a Michigan lender, bounced back in 2025 to 76 loans from just 10, and its loans were far larger than those of similar lenders.
Its loans rose to 76 from 10, the largest rise among similar lenders (credit unions making between half and twice as many loans), whose loans grew 7%. But 2024 was unusually low: it made 34 loans in 2023 and 184 in 2020. Part of the rise may simply be a return to more normal levels.
Its typical loan was $270,000, against $95,000 at similar lenders, larger than at more than nine in ten of them. Purchases were 68.4% of its loans and refinances 28.9%, the mix of a first-mortgage lender. It also bought 18 loans from other lenders, which most similar lenders did not do.
It lent in five states in 2025. That year it first lent in Boise City, ID, Chicago-Naperville-Elgin and Milwaukee-Waukesha, WI. Detroit-Warren-Dearborn and Ann Arbor remain its base.
Its typical rate was 5.88%, against 6.75% at similar lenders, lower than at about nine in ten of them. It also lent more to poorer borrowers: 36.8% of its loans went to low- and moderate-income (LMI) borrowers, higher than at about two-thirds of similar lenders.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Alliance Catholic Credit Union took 144 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 68.4% · Refinance 28.9% · Home improvement 2.6%
Conventional 100.0% · of 76 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Michigan | 65 | 85.5% |
| Idaho | 6 | 7.9% |
| Florida | 2 | 2.6% |
| Illinois | 2 | 2.6% |
| Wisconsin | 1 | 1.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Warren-Troy-Farmington Hills | 40 |
| Detroit-Dearborn-Livonia | 17 |
| Boise City | 6 |
| Ann Arbor | 2 |
| Chicago-Naperville-Schaumburg | 2 |
| Jackson | 1 |
| Lansing-East Lansing | 1 |
| Milwaukee-Waukesha | 1 |
| North Port-Bradenton-Sarasota | 1 |
| Tampa | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300G12UU2EC2JM932 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 995991 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 561759 | 1990–2017 |
Established 1 January 1956. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: Alliance Catholic Credit Union's data.
Alliance Catholic Credit Union's data
$215
Alliance Catholic Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Alliance Catholic Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]