Applications / Mortgage Analytics / Lenders / Kentucky / River City Bank / Competition
River City Bank
Louisville, KY · State non-member bank · FDIC · $494 million assets · 257 loans in 2025
River City Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
257
loans originated, 2025
366
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who River City Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LOUISVILLE/JEFFERSON COUNTY, IN-KY, 2025
River City Bank ranks 50th of 510 lenders in Louisville/Jefferson County, IN-KY, with $52.7M lent: 0.5% of a $9.69B market.
Louisville/Jefferson County, IN-KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and River City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO KENTUCKY, 2025
River City Bank ranks 139th of 537 lenders in non-metro Kentucky, with $6.7M lent: 0.1% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and River City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ELIZABETHTOWN, KY, 2025
River City Bank ranks 92nd of 193 lenders in Elizabethtown, KY, with $765K lent: 0.1% of a $847.0M market.
Elizabethtown, KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and River City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CINCINNATI, IN-KY-OH, 2025
River City Bank ranks 487th of 621 lenders in Cincinnati, IN-KY-OH, with $385K lent: 0.0% of a $15.96B market.
Cincinnati, IN-KY-OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and River City Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
River City Bank's data
$215
River City Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy River City Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]