Applications / Mortgage Analytics / Lenders / Michigan / Public Service Credit Union / Competition
Public Service Credit Union
Romulus, MI · Credit union · NCUA · $452 million assets · 329 loans in 2025
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329
loans originated, 2025
675
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Public Service Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — DETROIT-WARREN-DEARBORN, MI, 2025
Public Service Credit Union ranks 126th of 599 lenders in Detroit-Warren-Dearborn, MI, with $21.8M lent: 0.1% of a $23.68B market.
Detroit-Warren-Dearborn, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Public Service Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — MONROE, MI, 2025
Public Service Credit Union ranks 83rd of 225 lenders in Monroe, MI, with $1.0M lent: 0.1% of a $775.0M market.
Monroe, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Public Service Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ANN ARBOR, MI, 2025
Public Service Credit Union ranks 195th of 310 lenders in Ann Arbor, MI, with $605K lent: 0.0% of a $2.38B market.
Ann Arbor, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Public Service Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO MICHIGAN, 2025
Public Service Credit Union ranks 457th of 606 lenders in non-metro Michigan, with $365K lent: 0.0% of a $7.04B market.
non-metro Michigan is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Public Service Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — KALAMAZOO-PORTAGE, MI, 2025
Public Service Credit Union ranks 192nd of 281 lenders in Kalamazoo-Portage, MI, with $315K lent: 0.0% of a $1.29B market.
Kalamazoo-Portage, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Public Service Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD, 2025
Public Service Credit Union ranks 710th of 784 lenders in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, with $275K lent: 0.0% of a $39.87B market.
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Public Service Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — LANSING-EAST LANSING, MI, 2025
Public Service Credit Union ranks 294th of 333 lenders in Lansing-East Lansing, MI, with $135K lent: 0.0% of a $2.02B market.
Lansing-East Lansing, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Public Service Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — GRAND RAPIDS-WYOMING-KENTWOOD, MI, 2025
Public Service Credit Union ranks 392nd of 436 lenders in Grand Rapids-Wyoming-Kentwood, MI, with $235K lent: 0.0% of a $7.34B market.
Grand Rapids-Wyoming-Kentwood, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Public Service Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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