Applications / Mortgage Analytics / Lenders / Arkansas / Priority Bank
Fayetteville, AR · Savings institution · OCC · $148 million assets · 254 loans in 2025
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254
loans originated, 2025
294
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Priority Bank is a government-loan specialist among savings institutions that make almost none, though it lends less each year.
Loans insured by the Federal Housing Administration (FHA) made up 29.9% of its lending. Loans guaranteed by the Department of Agriculture's Rural Housing Service (RHS) took 9.1%, and loans guaranteed by the Department of Veterans Affairs (VA) 6.3%. At the typical similar lender (savings institutions making between half and twice as many loans) all three were 0.0%. Home purchases were 82.7% of its loans.
Higher-priced loans (a rate well above the average for similar loans) were 8.2% of its lending, against 0.4% at its peers. Its FHA lending is a plausible reason, since FHA insurance costs can push a loan over that line. Yet its typical rate, 6.25%, was lower than at almost all peers, and its home-purchase denial rate, 0.5%, was the lowest of the group.
Low- and moderate-income (LMI) borrowers took 30.5% of its loans, against 24.1% at peers, higher than at about three in four. LMI neighborhoods took 21.6%, up from 15.4% a year earlier. Majority-minority neighborhoods took 15.8%, against 4.3%.
Its loans fell 13% in 2025 while similar lenders grew 7%, extending a slide from 665 loans in 2021. Fayetteville-Springdale-Rogers, where Arvest Bank leads, has been its largest market and home since 2005. The bank may have chosen to lend less, or lost borrowers to rivals; the data do not say which.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Priority Bank took 294 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 82.7% · Refinance 14.2% · Home improvement 1.6% · Other 1.6%
Conventional 54.7% · FHA 29.9% · USDA (RHS or FSA) 9.1% · VA 6.3% · of 254 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Arkansas | 245 | 96.5% |
| Texas | 4 | 1.6% |
| Oklahoma | 2 | 0.8% |
| Alabama | 1 | 0.4% |
| Georgia | 1 | 0.4% |
| Missouri | 1 | 0.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Fayetteville-Springdale-Rogers | 210 |
| Fort Smith | 4 |
| Austin-Round Rock-San Marcos | 2 |
| Gadsden | 1 |
| Killeen-Temple | 1 |
| Marietta | 1 |
| Tulsa | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300D3IKJ7KU3SH574 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2059990 | 2005–2023 |
| Respondent ID (the HMDA filer code before 2018) | 411025 | 2005–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1711025 | 2011–2017 |
Established 3 July 1993. Reported under HMDA 2005-2025.
Mergers, name changes, data editions and corrections: Priority Bank's data.
Priority Bank's data
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Priority Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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