Applications / Mortgage Analytics / Lenders / Massachusetts / Pittsfield Co-Operative Bank
Pittsfield, MA · Savings institution · FDIC · $432 million assets · 162 loans in 2025
Pittsfield Co-Operative Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
162
loans originated, 2025
216
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Pittsfield Co-Operative Bank more than doubled its lending in 2025 and nearly tripled its share of its home market, where it now ranks fourth.
It made 162 loans, up 113% from 76, faster than nearly all similar lenders, savings institutions making between half and twice as many loans. They grew 5%, and the whole market 10%. The jump returns it to where it stood five years before, when it made 155.
Its share of the Pittsfield market rose to 7.2% from 2.5%, placing it 4 of 202 lenders. Only Greylock Federal Credit Union, Adams Community Bank and Guild Mortgage Company lent more there. It has reported in Pittsfield since 1992.
Purchases made up 69.8% of its loans and refinances 16.0%; every loan was conventional. Its typical loan, $245,000, sits near the middle of similar lenders.
Low- and moderate-income (LMI) borrowers took 29.8% of its loans, against 24.8% at similar lenders, more than at about seven in ten of them. Its share in LMI neighborhoods, 14.8%, was a little below peers' 16.9%. That may reflect the mix of neighborhoods in the five counties it serves.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Pittsfield Co-Operative Bank took 216 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 69.8% · Refinance 16.0% · Other 7.4% · Home improvement 6.8%
Conventional 100.0% · of 162 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Massachusetts | 154 | 95.1% |
| Connecticut | 5 | 3.1% |
| New York | 3 | 1.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Pittsfield | 154 |
| Albany-Schenectady-Troy | 1 |
| Hartford-West Hartford-East Hartford | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300UN8J4H5P8XWP62 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 1000276 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 326393 | 1992–2017 |
Established 1 January 1889. Reported under HMDA 1992-2025.
Mergers, name changes, data editions and corrections: Pittsfield Co-Operative Bank's data.
Pittsfield Co-Operative Bank's data
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Pittsfield Co-Operative Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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