Applications / Mortgage Analytics / Lenders / Georgia / PeoplesSouth Bank / Competition
PeoplesSouth Bank
Colquitt, GA · State non-member bank · FDIC · $1.2 billion assets · 309 loans in 2025
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309
loans originated, 2025
341
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who PeoplesSouth Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — DOTHAN, AL, 2025
PeoplesSouth Bank ranks 12th of 222 lenders in Dothan, AL, with $13.9M lent: 2.0% of a $697.4M market.
Dothan, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PeoplesSouth Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO FLORIDA, 2025
PeoplesSouth Bank ranks 62nd of 564 lenders in non-metro Florida, with $12.3M lent: 0.4% of a $3.36B market.
non-metro Florida is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PeoplesSouth Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — PANAMA CITY-PANAMA CITY BEACH, FL, 2025
PeoplesSouth Bank ranks 41st of 443 lenders in Panama City-Panama City Beach, FL, with $9.4M lent: 0.5% of a $1.96B market.
Panama City-Panama City Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PeoplesSouth Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO ALABAMA, 2025
PeoplesSouth Bank ranks 116th of 523 lenders in non-metro Alabama, with $7.6M lent: 0.2% of a $3.92B market.
non-metro Alabama is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PeoplesSouth Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO GEORGIA, 2025
PeoplesSouth Bank ranks 258th of 683 lenders in non-metro Georgia, with $4.3M lent: 0.0% of a $8.64B market.
non-metro Georgia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PeoplesSouth Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — WARNER ROBINS, GA, 2025
PeoplesSouth Bank ranks 295th of 299 lenders in Warner Robins, GA, with $35K lent: 0.0% of a $1.37B market.
Warner Robins, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and PeoplesSouth Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — JACKSONVILLE, FL, 2025
PeoplesSouth Bank ranks 633rd of 715 lenders in Jacksonville, FL, with $275K lent: 0.0% of a $14.26B market.
Jacksonville, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and PeoplesSouth Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — MACON-BIBB COUNTY, GA, 2025
PeoplesSouth Bank ranks 295th of 328 lenders in Macon-Bibb County, GA, with $150K lent: 0.0% of a $1.01B market.
Macon-Bibb County, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and PeoplesSouth Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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