Applications / Mortgage Analytics / Lenders / Kentucky / Peoples Exchange Bank / Competition
Peoples Exchange Bank
Winchester, KY · State non-member bank · FDIC · $615 million assets · 205 loans in 2025
Peoples Exchange Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
205
loans originated, 2025
319
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Peoples Exchange Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LEXINGTON-FAYETTE, KY, 2025
Peoples Exchange Bank ranks 31st of 389 lenders in Lexington-Fayette, KY, with $28.9M lent: 0.8% of a $3.62B market.
Lexington-Fayette, KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Peoples Exchange Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — CINCINNATI, IN-KY-OH, 2025
Peoples Exchange Bank ranks 133rd of 621 lenders in Cincinnati, IN-KY-OH, with $18.3M lent: 0.1% of a $15.96B market.
Cincinnati, IN-KY-OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Peoples Exchange Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO KENTUCKY, 2025
Peoples Exchange Bank ranks 85th of 537 lenders in non-metro Kentucky, with $14.1M lent: 0.3% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Peoples Exchange Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — HUNTINGTON-ASHLAND, KY-OH-WV, 2025
Peoples Exchange Bank ranks 115th of 237 lenders in Huntington-Ashland, KY-OH-WV, with $700K lent: 0.1% of a $1.12B market.
Huntington-Ashland, KY-OH-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Peoples Exchange Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — LOUISVILLE/JEFFERSON COUNTY, IN-KY, 2025
Peoples Exchange Bank ranks 377th of 510 lenders in Louisville/Jefferson County, IN-KY, with $410K lent: 0.0% of a $9.69B market.
Louisville/Jefferson County, IN-KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Peoples Exchange Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Peoples Exchange Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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