Applications / Mortgage Analytics / Lenders / Tennessee / Peoples Bank of East Tennessee
Madisonville, TN · State non-member bank · FDIC · $437 million assets · 130 loans in 2025
Peoples Bank of East Tennessee's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
130
loans originated, 2025
166
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Peoples Bank of East Tennessee, a small bank with a big book of manufactured-home loans, made 62% more loans in 2025 than in 2024.
Its loans rose to 130 from 80, faster than at about nine in ten similar lenders (state non-member banks making between half and twice as many loans). Those lenders grew 9%, and the market as a whole 10%. The count is back near its level of 2018 to 2022, after two leaner years.
Manufactured homes took 16.9% of its loans, against 3.0% at peers, a higher share than at nearly nine in ten of them. Purchases made up 45.4% of its loans and refinances 36.2%, and all were conventional. Its typical loan was $165,000, against $175,000 at peers.
Low- and moderate-income (LMI) borrowers took 33.0% of its loans, against 27.8% at peers. Poorer neighborhoods (LMI tracts) took only 6.9%, against 17.6%, among the lowest tenth or so, and majority-minority areas none. Much of its lending is in non-metro Tennessee, where such areas may be few.
In Cleveland, TN it ranks 70 of 258 lenders, and its share rose to 0.2% from 0.1%; Rocket Mortgage leads there. In Knoxville it ranks 148 of 599, with an unchanged 0.1%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Peoples Bank of East Tennessee took 166 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 45.4% · Refinance 36.2% · Other 13.1% · Home improvement 5.4%
Conventional 100.0% · of 130 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Tennessee | 115 | 88.5% |
| Georgia | 12 | 9.2% |
| North Carolina | 3 | 2.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Knoxville | 25 |
| Cleveland | 11 |
| Chattanooga | 2 |
| Atlanta-Sandy Springs-Roswell | 1 |
| Morristown | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300Z52CLXKDXGPH16 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2614344 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 334517 | 2007–2017 |
Established 22 September 1997. Reported under HMDA 2007-2025.
Mergers, name changes, data editions and corrections: Peoples Bank of East Tennessee's data.
Peoples Bank of East Tennessee's data
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Peoples Bank of East Tennessee and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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