Applications / Mortgage Analytics / Lenders / Pennsylvania / PennCrest Bank / Competition
PennCrest Bank
Altoona, PA · Savings institution · FDIC · $239 million assets · 178 loans in 2025
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178
loans originated, 2025
219
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who PennCrest Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — JOHNSTOWN, PA, 2025
PennCrest Bank ranks 6th of 143 lenders in Johnstown, PA, with $11.2M lent: 4.4% of a $256.1M market.
Johnstown, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PennCrest Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ALTOONA, PA, 2025
PennCrest Bank ranks 20th of 146 lenders in Altoona, PA, with $4.9M lent: 1.5% of a $326.0M market.
Altoona, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PennCrest Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO PENNSYLVANIA, 2025
PennCrest Bank ranks 321st of 643 lenders in non-metro Pennsylvania, with $1.4M lent: 0.0% of a $5.62B market.
non-metro Pennsylvania is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PennCrest Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — STATE COLLEGE, PA, 2025
PennCrest Bank ranks 154th of 192 lenders in State College, PA, with $280K lent: 0.0% of a $854.7M market.
State College, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PennCrest Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 63% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PITTSBURGH, PA, 2025
PennCrest Bank ranks 538th of 571 lenders in Pittsburgh, PA, with $120K lent: 0.0% of a $11.33B market.
Pittsburgh, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and PennCrest Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
PennCrest Bank's data
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PennCrest Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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