Applications / Mortgage Analytics / Lenders / New Jersey / Peapack Private Bank & Trust
Bedminster, NJ · State member bank · FRS · $7.5 billion assets · 194 loans in 2025
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194
loans originated, 2025
219
applications, 2025
9
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Peapack Private Bank & Trust makes big loans, its typical loan more than three times that of similar lenders, and its loan count nearly doubled in 2025.
Its typical loan was $625,000, against $185,000 at similar lenders (state member banks making between half and twice as many loans), larger than at nearly all of them. Jumbo loans (larger than the conforming limit) were 13.3% of its lending, against 1.6%.
Its loans rose 87% to 194, faster than at nearly all similar lenders, whose count grew by 8%. The rise followed a slump to 104 loans in 2024. It made 711 in 2020.
Low- and moderate-income (LMI) neighborhoods took 26.3% of its loans, against 16.2% at similar lenders, more than at over four in five of them. Majority-minority areas took 37.1%, against 4.4%. Both shares are well above their levels five years before.
Its share of lending in Vineland, NJ, rose to 1.4% from 0.0%, putting it 14 of 233 lenders. Wells Fargo Bank leads there. In 2025 it also entered Lebanon, PA, where it took 0.4%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Peapack Private Bank & Trust took 219 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 57.7% · Refinance 38.1% · Other 3.6% · Home improvement 0.5%
Conventional 100.0% · of 194 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| New Jersey | 110 | 56.7% |
| New York | 59 | 30.4% |
| Florida | 10 | 5.2% |
| Pennsylvania | 7 | 3.6% |
| Connecticut | 3 | 1.5% |
| South Carolina | 2 | 1.0% |
| Maine | 1 | 0.5% |
| North Carolina | 1 | 0.5% |
| Ohio | 1 | 0.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| New York-Jersey City-White Plains | 61 |
| Newark | 60 |
| Lakewood-New Brunswick | 33 |
| West Palm Beach-Boca Raton-Delray Beach | 8 |
| Allentown-Bethlehem-Easton | 5 |
| Nassau County-Suffolk County | 4 |
| Bridgeport-Stamford-Danbury | 2 |
| Kiryas Joel-Poughkeepsie-Newburgh | 2 |
| Montgomery County-Bucks County-Chester County | 2 |
| Trenton-Princeton | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300FZJCP0WM3QJH15 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 236706 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 2236706 | 1990–2017 |
Established 21 September 1921. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Peapack Private Bank & Trust's data.
Peapack Private Bank & Trust's data
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Peapack Private Bank & Trust and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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