Applications / Mortgage Analytics / Lenders / Virginia / Park View Federal Credit Union
Harrisonburg, VA · Credit union · NCUA · $405 million assets · 117 loans in 2025
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117
loans originated, 2025
126
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Park View Federal Credit Union, in Harrisonburg, VA, lends mostly for purposes other than buying or refinancing a home, and its lending fell by more than half in 2025.
Just over half its loans, 51.3%, were for purposes other than purchase, refinance or home improvement. Refinances were 30.8% and purchases only 15.4%. All were conventional. Its typical loan, $155,000, was larger than at about four in five similar lenders (credit unions making between half and twice as many loans), whose typical loan was $105,000.
It made 117 loans, down 58% from 281, the steepest fall among similar lenders, which grew 8%. Its record swings: 460 loans in 2022, 188 in 2023. The figures do not show what drives the swings. Its share in Staunton-Stuarts Draft fell from 0.8% to 0.2%, in step with its overall drop.
Low- and moderate-income (LMI) borrowers took 22.6% of its loans, lower than at about seven in ten similar lenders, down from 29.7% the year before. Its larger loans and its focus on other-purpose lending may be reasons. With 117 loans, one year's change is not much to go on.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Park View Federal Credit Union took 126 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 51.3% · Refinance 30.8% · Purchase 15.4% · Home improvement 2.6%
Conventional 100.0% · of 117 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Virginia | 116 | 99.1% |
| West Virginia | 1 | 0.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Harrisonburg | 98 |
| Staunton-Stuarts Draft | 11 |
| Charlottesville | 2 |
| Arlington-Alexandria-Reston | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300LTO41UX0MSL179 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 297181 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 519541 | 2004–2017 |
Established 1 January 1969. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Park View Federal Credit Union's data.
Park View Federal Credit Union's data
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Park View Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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