Applications / Mortgage Analytics / Lenders / Missouri / Paramount Bank
Hazelwood, MO · State non-member bank · FDIC · $83.5 million assets · 402 loans in 2025
Paramount Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
402
loans originated, 2025
545
applications, 2025
33
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Paramount Bank holds just $83.5 million in assets yet makes home-purchase loans in 33 states, and its lending fell 33% in 2025.
Purchases were 80.8% of its loans, spread across 33 states and 51 metros. Its typical loan, $315,000, was larger than at about nine in ten similar lenders, state non-member banks making between half and twice as many loans, whose typical loan was $175,000. Jumbo loans (larger than the conforming limit) made up 6.0%, against 1.4%.
It made 402 loans, down from 601, while similar lenders grew 8% and the whole market 10%. Few of its peers shrank more. Its lending peaked at 3,642 loans in 2021. Less lending to veterans or fewer loans in distant markets could account for the fall.
Loans insured by the Federal Housing Administration (FHA) were 12.4% of its total, and those guaranteed by the Department of Veterans Affairs (VA) 4.5%. The typical similar bank made none of either. Five years before, VA loans were 30.2% of its lending.
In St. Louis, its largest market, it ranked 42 of 637 lenders with a 0.6% share, unchanged from the year before. Its share of loans to low- and moderate-income borrowers, 27.5%, sat near the middle of similar lenders.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Paramount Bank took 545 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 80.8% · Refinance 17.9% · Other 1.2%
Conventional 82.6% · FHA 12.4% · VA 4.5% · USDA (RHS or FSA) 0.5% · of 402 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 276 | 68.7% |
| Florida | 26 | 6.5% |
| Illinois | 23 | 5.7% |
| North Carolina | 10 | 2.5% |
| South Carolina | 8 | 2.0% |
| Oregon | 7 | 1.7% |
| Kansas | 5 | 1.2% |
| California | 4 | 1.0% |
| Connecticut | 3 | 0.7% |
| Kentucky | 3 | 0.7% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| St. Louis | 261 |
| Kansas City | 27 |
| Tampa | 13 |
| Portland-Vancouver-Hillsboro | 8 |
| Charlotte-Concord-Gastonia | 7 |
| Myrtle Beach-Conway-North Myrtle Beach | 5 |
| Jacksonville | 4 |
| Arlington-Alexandria-Reston | 3 |
| Cape Girardeau | 3 |
| Chicago-Naperville-Schaumburg | 3 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300KW3HYVC06WS898 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3308574 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 357884 | 2008–2012 |
Established 30 December 2004. Reported under HMDA 2008-2025.
Mergers, name changes, data editions and corrections: Paramount Bank's data.
Paramount Bank's data
$215
Paramount Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Paramount Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]