Applications / Mortgage Analytics / Lenders / Virginia / Old Dominion National Bank
North Garden, VA · National bank · OCC · $1.6 billion assets · 140 loans in 2025
Old Dominion National Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
140
loans originated, 2025
148
applications, 2025
10
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Old Dominion National Bank makes big loans to home buyers: its typical loan was $615,000, against $185,000 at similar lenders.
Home purchases made up 91.4% of its loans. Its typical loan was larger than at about nineteen in twenty similar lenders, which are national banks making between half and twice as many loans. Jumbo loans, those larger than the conforming limit, were 28.1% of its lending; at peers they were 2.2%.
Low- and moderate-income (LMI) borrowers took 11.7% of its loans, against 25.0% at similar lenders, a lower share than at nearly nine in ten. A lender of large purchase loans may simply see fewer such applicants. Its share in majority-minority areas, 11.4%, was near the middle of the group.
Its typical rate was 6.25%, against 6.75% at similar lenders, lower than at more than nine in ten. None of its loans was higher-priced, meaning a rate well above the average for similar loans.
It made 140 loans, up 2% on 2024, while similar lenders grew 6%. Its biggest share was in State College, PA, where it ranked 13 of 192 with 1.8%, down 0.4 points. In a market that size a handful of large loans can move the share. It filed no HMDA report for 2018 to 2020.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2021–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Old Dominion National Bank took 148 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 91.4% · Refinance 8.6%
Conventional 98.6% · VA 1.4% · of 140 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Virginia | 58 | 41.4% |
| Pennsylvania | 53 | 37.9% |
| Maryland | 10 | 7.1% |
| District of Columbia | 8 | 5.7% |
| Florida | 3 | 2.1% |
| South Carolina | 3 | 2.1% |
| North Carolina | 2 | 1.4% |
| Delaware | 1 | 0.7% |
| New York | 1 | 0.7% |
| Texas | 1 | 0.7% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Arlington-Alexandria-Reston | 53 |
| State College | 46 |
| Washington | 9 |
| Frederick-Gaithersburg-Bethesda | 7 |
| Charleston-North Charleston | 3 |
| Virginia Beach-Chesapeake-Norfolk | 3 |
| Altoona | 2 |
| Baltimore-Columbia-Towson | 2 |
| St. Petersburg-Clearwater-Largo | 2 |
| Allentown-Bethlehem-Easton | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300QB357BUUUV7A56 | 2021–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3610718 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 124730 | 2010–2016 |
Established 23 July 2007. Reported under HMDA 2010-2025.
Mergers, name changes, data editions and corrections: Old Dominion National Bank's data.
Old Dominion National Bank's data
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Old Dominion National Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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