Applications / Mortgage Analytics / Lenders / North Carolina / North State Bank / Competition
North State Bank
Raleigh, NC · State member bank · FRS · $1.4 billion assets · 501 loans in 2025
North State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
501
loans originated, 2025
607
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who North State Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — RALEIGH-CARY, NC, 2025
North State Bank ranks 40th of 638 lenders in Raleigh-Cary, NC, with $100.1M lent: 0.6% of a $15.84B market.
Raleigh-Cary, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and North State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — WILMINGTON, NC, 2025
North State Bank ranks 31st of 538 lenders in Wilmington, NC, with $46.0M lent: 0.7% of a $6.21B market.
Wilmington, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and North State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO NORTH CAROLINA, 2025
North State Bank ranks 98th of 762 lenders in non-metro North Carolina, with $24.8M lent: 0.2% of a $12.96B market.
non-metro North Carolina is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and North State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DURHAM-CHAPEL HILL, NC, 2025
North State Bank ranks 80th of 470 lenders in Durham-Chapel Hill, NC, with $10.5M lent: 0.2% of a $5.16B market.
Durham-Chapel Hill, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and North State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — WINSTON-SALEM, NC, 2025
North State Bank ranks 171st of 465 lenders in Winston-Salem, NC, with $2.4M lent: 0.1% of a $3.99B market.
Winston-Salem, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and North State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — LYNCHBURG, VA, 2025
North State Bank ranks 147th of 329 lenders in Lynchburg, VA, with $1.2M lent: 0.1% of a $1.79B market.
Lynchburg, VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and North State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — RICHMOND, VA, 2025
North State Bank ranks 461st of 551 lenders in Richmond, VA, with $395K lent: 0.0% of a $11.70B market.
Richmond, VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and North State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — GREENVILLE-ANDERSON-GREER, SC, 2025
North State Bank ranks 363rd of 589 lenders in Greenville-Anderson-Greer, SC, with $975K lent: 0.0% of a $7.37B market.
Greenville-Anderson-Greer, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and North State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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North State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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